Mutual fund investing has become easy and convenient, with easily accessible mobile applications. In 2025, there are numerous apps in India that assist you in selecting, purchasing, and monitoring mutual funds. Whether you are a beginner or a seasoned investor, the correct app makes a huge difference.
In this article, we examine the top 10 mutual fund investment apps in India for 2025. Every app has special features. We will describe every app in easy English so you can pick the best app for you. We also have a convenient comparison table, a concise conclusion, and an FAQ section to solve your frequently asked questions.
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Top 10 Mutual Fund Investment Apps in India
1. Groww
Groww is one of the best investing apps in India. It has a neat and straightforward user interface, which makes it simple for beginners to select funds. You can invest directly into mutual funds without commission, which results in lower cost and greater returns in the long run. Groww also gives you detailed insights into funds, historical performance charts, and risk assessment. You may invest a minimum of ₹100 monthly in a Systematic Investment Plan (SIP). The app provides timely reminders for SIP dates, fund performances, and market updates.
The customer support is responsive and can be reached through chat and email. Zerodha Coin’s ease of use and affordability make it a favorite among first-time investors.
2. Zerodha Coin
Zerodha Coin is an app developed by Zerodha, India’s largest volume stockbroker. Coin allows you to purchase direct mutual funds at zero commission. As direct funds come with lower expense ratios, investors are able to achieve better returns in the long run. The app easily integrates with your Zerodha trading account, allowing you to see stocks and mutual funds in a single window. It also allows instant transfer of funds using UPI and net banking. Coin provides simple fund comparison features and a smart dashboard displaying portfolio value.
Although zero commission is affordable, the platform is easy enough for new users. If you already have a Zerodha account for stocks, then Coin is the go-to option.
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3. Angel One (Formerly Angel Broking)
Angel One, formerly called Angel Broking, is a stockbroker providing a full service that now includes investments in mutual funds through its app. Angel One’s MF segment has direct and regular funds. You may opt for direct funds at lower charges or regular funds if you wish advisory assistance. The platform also has research reports, expert calls, and customized fund suggestions according to your risk profile.
Angel One does charge a minimal convenience fee for regular funds, but direct investment is free. You can begin SIPs at ₹500 and monitor all investments on one dashboard. With its popular brand and robust research team, Angel One attracts investors who require guidance with affordable options.
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4. Paytm Money
Paytm Money is a part of the Paytm network and specializes in cost-effective investing. It provides direct mutual funds with no commission, and you can begin SIPs from ₹100. The app has fast KYC completion using Aadhaar e-sign, typically completed in minutes. Paytm Money also has a wise recommendation feature that recommends funds depending on goals such as retirement, child education, or wealth generation.
The platform is colorful and intuitive, with speedy links to most viewed funds and top performers. Moreover, Paytm Money offers tax-saving ELSS fund suggestions and transparent tax reports. For existing Paytm users for payments, Paytm Money is comfortable and familiar.
5. ET Money
ET Money by Times Internet is not a mere mutual fund app. It is a one-stop financial dashboard that monitors expenses, insurance, loans, and investments. Under the mutual fund category, ET Money provides direct and regular funds. Direct funds have zero commission, and SIPs can begin as low as ₹100. The smart filters of the app assist you in locating funds based on category, risk, and performance.
ET Money offers automatic rebalancing of portfolios and tax-loss harvesting recommendations. Its expense tracking feature connects to your bank accounts to study expenditure patterns. This integrated method assists investors in taking care of all money-related issues within a single app, improving overall finance.
6. 5paisa
5paisa has low brokerage on shares, and it applies the same cost-effectiveness to mutual funds too. You can make direct mutual fund investments with no commission. The app facilitates SIPs from ₹100 and lump sum investments of any size. 5paisa provides fund rankings and risk scores for you to select the best funds. Its Goal-Based Investing feature allows you to create SIPs to fund particular goals, for instance, owning a home or going on a holiday.
The app’s design is simple, although a bit more cluttered than some rivals. Quick onboarding through Aadhaar e-KYC and UPI payments speeds up opening an account.
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7. Scripbox
Scripbox is a goal-based financial planner that invests your funds in direct mutual funds. It evaluates your goals, risk tolerance, and investment time horizon through easy questionnaires. On the UX platform, your answers are used to recommend a personalized portfolio of funds. SIPs are ₹500, and you can check your plan at any time.
The app emphasizes building long-term wealth and rebalances your portfolio on a regular basis. You also have access to an expert team for guidance and learning articles. Scripbox’s hand-holding model is perfect for those who desire professional guidance without needing to shell out heavy AMC or commission charges.
8. Kuvera
Kuvera is a robo-advisory platform that provides free direct mutual fund investing. It has no commission and bases investments on your goals and risk tolerance to suggest funds. SIPs can begin from ₹100. Kuvera has a unique gift funds feature, which allows you to gift an investment to family or friends. You also have free portfolio tracking on assets outside the app. Tax Harvesting feature provides recommendations on where you can save tax by managing gains and losses.
Kuvera’s dashboard is clean, displaying overall returns, asset allocation, and upcoming actions such as SIP dates. Its emphasis on automation and tax-intelligent investing makes it a solid contender.
9. Bajaj Finserv
Bajaj Finserv is a popular financial services company in India. Its app allows you to invest in direct mutual funds with no commission. You can initiate SIPs from ₹100 or invest lump sums. Bajaj Finserv’s main strength is bundling investment with other offerings such as loans and insurance under a single umbrella.
The app offers instant loan proposals against mutual fund holdings, providing liquidity without having to sell investments. It also provides fund comparison facilities and expert ratings. Although the interface is a bit more complicated, it’s filled with features that may suit investors who need integrated financial solutions.
10. Rupeezy
Rupeezy is a newcomer app that specializes in mutual funds. It has zero-commission direct funds and simple goal-based investing. SIPs can start from ₹100. Rupeezy is different from others in its educational modules—short videos and quizzes—to make new investors familiar with the basic concepts.
The app also delivers detailed fund research and market news in plain English. Rupeezy’s sleek dashboard monitors performance, asset allocation, and future SIP dates. For investors who enjoy learning as well as investing, Rupeezy integrates education and execution within a single platform.
Top 10 Mutual Fund Investment Apps in India in 2025: Comparison Table
| App Name | Direct Funds (No Commission) | SIP Min. Amount | Special Feature |
|---|---|---|---|
| Groww | Yes | ₹100 | Detailed risk analysis |
| Zerodha Coin | Yes | ₹100 | Integrated with stock trading |
| Angel One | Yes | ₹500 | Research reports & personalized advice |
| Paytm Money | Yes | ₹100 | Fast Aadhaar e-KYC |
| ET Money | Yes | ₹100 | Expense tracker & portfolio rebalance |
| 5paisa | Yes | ₹100 | Goal-based SIP planning |
| Scripbox | Yes | ₹500 | Customized goal-based portfolios |
| Kuvera | Yes | ₹100 | Tax harvesting & gift funds |
| Bajaj Finserv | Yes | ₹100 | Loans against MF holdings |
| Rupeezy | Yes | ₹100 | Investor education modules |
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Conclusion
Selecting a suitable mutual fund app can make it easy and affordable for you to grow money. All the above ten apps have direct funds with no commission, so you get a higher return. For new investors, Groww, Rupeezy, and ET Money are good options due to the ease of interface and educational guidance. For expert guidance, Scripbox and Angel One are good options.
For integrated services, Bajaj Finserv and ET Money also offer additional value through loans and expense monitoring. Zerodha Coin is ideal if you are already a stock trader. Assess your requirements—be it goal setting, low cost, or analysis—and choose the app that best fits you.
FAQ: Top 10 Mutual Fund Investment Apps in India in 2025
1. What are direct mutual funds?
Direct mutual funds are funds you buy directly from the asset management company without any broker commission. They have lower expense ratios and can boost your overall returns.
2. How much should I start investing in mutual funds?
Most apps allow SIPs starting at ₹100 per month. This makes it easy for anyone to begin investing with small amounts and build wealth over time.
3. Can I switch apps later?
Yes. You can transfer your existing mutual fund units from one app to another using the MF transfer service in your current app, or by submitting a transfer request to the new app.
4. Do I need to complete KYC?
Yes, full KYC (Know Your Customer) is mandatory to invest in mutual funds in India. Most apps offer quick Aadhaar-based e-KYC that completes within minutes.
5. Are mobile apps safe for mutual fund investments?
Reputed apps use bank-grade security, two-factor authentication, and encryption. Always download apps from official stores and keep your login details secure.
Disclaimer:
The information in this post is for educational and informational purposes only and does not constitute financial, investment, tax, or legal advice. Always do your own research and consider your personal financial situation before making any investment decisions. The stock market carries risks, and past performance is not a guarantee of future results. If you are unsure, consult a qualified financial advisor or tax professional.
